Providers count on you not comparing. Electricity rates creep up, insurance premiums jump 20%+ at renewal, and internet plans become outdated. The average Australian household overpays by $500-1000 per year across all utilities.
Annual Review Reminders
Get reminded 60 days before each plan renews to compare and switch
All Bills in One Place
Track electricity, gas, internet, phone, insurance, and subscriptions together
Provider & Contract Details
Store current provider, plan name, monthly cost, and contract end date
Switch Savings Tracker
See how much you've saved by comparing and switching providers
Review each of these annually to ensure you're getting the best deal.
Compare plans on Energy Made Easy (gov.au) or your state's comparator. Check if you're on a default rate — these are typically the most expensive.
Get 3+ quotes before renewal. Check coverage matches your needs. Bundling home and contents often saves 10-15%.
Check if faster plans are available at the same price. NBN technology upgrades may offer better speeds. Compare providers annually.
If your phone is paid off, switch to a SIM-only plan and save $30-50/month. Compare prepaid vs postpaid based on your usage.
Premiums can jump 20%+ at renewal. Always compare before accepting. Consider comprehensive vs third party based on car value.
Review coverage annually before April rate increase. Check if you're paying for services you don't use. Compare at PrivateHealth.gov.au.
If on a variable rate, check if your bank is competitive. If fixed, track your refix date and compare lenders 3 months before.
Review all streaming, software, and app subscriptions. Cancel anything unused. Share family plans where possible.
Everything you need to know about bill comparison and switching providers
The average Australian household can save $500-1000 per year by comparing and switching electricity, gas, internet, phone, and insurance. Electricity switching alone saves an average of $200-400/year, and insurance comparison can save $300-600/year.
Compare annually or when your current plan's benefit period ends. Many plans have 12-month discount periods after which rates increase. Check Energy Made Easy (Energy.gov.au) or your state's government comparator.
No. Electricity and gas switching is seamless — same wires, same gas, just different billing. Internet switching may require a brief outage (1-2 hours). Phone number porting is guaranteed by law. The process is designed to be easy.
Compare 3-4 weeks before your renewal date. This gives you time to get quotes, choose a new provider, and avoid automatic renewal at a higher rate. Never accept renewal without comparing first — premiums often jump 15-30%.
Life Admin AI's Finance Hub lets you track all financial deadlines including bill review dates. Set annual reminders for each utility and insurance type, and get notified 60 days before each review is due.