Finance & Money

The Complete Financial Admin Checklist

Track every financial deadline — tax returns, super contributions, mortgage refix dates, investment reviews, council rates, and bill comparisons. Never miss a financial deadline or pay a late fee again.

Financial Deadlines Have Real Penalties

Missed tax deadlines cost penalties and interest. Expired mortgage fixed rates can add hundreds to monthly payments. Unreviewed investments underperform. Late council rates incur charges. Financial admin is high-stakes — and most people track it on sticky notes.

  • Tax return late — ATO penalties apply
  • Mortgage refix date passed — paying higher rate
  • Super contribution cap missed — paid more tax
  • Council rates late — interest charges
  • Investments not reviewed — underperforming
  • Bills not compared — overpaying for years

Life Admin AI's Finance Hub

  • All Financial Deadlines in One Place

    Tax, super, mortgage, rates, investments, and bill reviews — tracked together

  • Smart Reminders

    Get reminded 60-90 days before each deadline — plenty of time to act

  • Frequency Tracking

    Set recurring frequencies (monthly, quarterly, yearly) for each financial item

  • Amount & Provider Details

    Track amounts, providers, and notes for each financial obligation

Your Complete Financial Admin Checklist

Track every financial deadline throughout the year.

Tax Return (Oct 31)

Lodge by October 31 (self-lodge) or register with a tax agent for May extension. Start gathering receipts in June.

Super Contributions (Jun 30)

Maximise pre-tax (concessional) contributions before June 30. Cap is $30K. Reduces taxable income significantly.

Mortgage Refix Date

If on a fixed rate, track your refix date. Compare lenders 3 months before. Refixing at the right time can save thousands.

Council Rates

Track council rate due dates (typically quarterly or annually). Late payment incurs interest charges.

Investment Review

Review portfolio allocation, performance, and fees annually. Rebalance if drifted. Check if managed fund fees are competitive.

Bill & Plan Comparisons

Compare electricity, gas, internet, phone, and insurance annually. Average household saves $500-1000/year by switching.

Insurance Review

Review home, car, health, and life insurance before each renewal. Ensure coverage matches current needs. Compare 3+ quotes.

Fee & Subscription Audit

Review bank fees, super fees, investment fees, and all subscriptions. Cancel unused. Switch to lower-fee alternatives.

Frequently Asked Questions

Everything you need to know about financial deadlines and money management

What financial deadlines should I track?

Key deadlines include: tax return (Oct 31), super contributions (Jun 30), mortgage refix date, council rates (quarterly/annually), insurance renewals, and annual bill comparison dates. Life Admin AI's Finance Hub tracks all of these in one place.

How do I maximise my super contributions?

Make pre-tax (concessional) contributions up to the $30K cap before June 30. This includes employer contributions and salary sacrifice. Personal contributions can also be claimed as a tax deduction. Start planning in April — don't wait until June 30.

When should I refix my mortgage?

Start comparing 3 months before your fixed rate expires. When your fixed period ends, you'll roll onto the bank's revert rate (typically much higher). Book a new fixed or variable rate before expiry to avoid paying the higher revert rate.

How often should I review my investments?

Review portfolio allocation and performance annually. Check quarterly if you're actively managing. Rebalance if your allocation has drifted more than 5% from target. Review fees every 2-3 years — high fees compound significantly over time.

How do I track all my financial deadlines?

Life Admin AI's Finance Hub lets you create a record for each financial deadline — tax, super, mortgage, rates, investments, bill reviews, and insurance. Set due dates, frequencies, amounts, and get reminded 60-90 days before each deadline.

Never Miss a Financial Deadline

Track every financial obligation, get smart reminders, and avoid penalties. Free to start, premium features available when you need them.

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